Smart Loan

  • Are you tired of repayment of several loans, or credit card debt amount?
  • Don’t you have enough time or income to repay them?

Then, please, visit us, borrow one loan and repay all the other outstanding debts to the bank!

Why "Smart Loan?"
  • News! - In order to receive the loan, it is not necessary, that your income should be transferred to any bank.
  • You have only one loan;
  • Monthly installment on the smart loan is less than the total of all the amounts, which you pay for various credit cards or the loans on a monthly basis;
  • If, during the first 6 months, you repay the debt in line with the schedule, then the annual interest rate will be reduced for you by 2%*
  • You can borrow the amount up to USD 100 000.
Terms and conditions
Loan currency USD
Loan amount Minimum USD 2,000
Maximum USD 100,000
Interest rate From 20%
Loan term Minimum 6 month
Maximum 60 month
Purpose of loan Financial debts repayment**
Income volume In case of salary - USD 250
In case of rent - USD 250
In case of dividend - USD 600
Securities Real estate
Loan comission fee 1%-2% 

* You have to submit the written application for reduction of interest rate!

** Financial liability might be to a bank, as well as to a individual person

In order to obtain the loan it is necessary:
  • Age - from 21 up to 65 years
  • Work experience 21 months non-stop
List of documents required for required for receiving a Mortgage loan
  • ID Card
  • Income confirmation documents
  • Extract of the proposed property for security from the public registry
  • Additional documentation in consideration of the source of income (salary, rent, dividend)
  1. Salary
    • * Salary statement
    • * 6 months bank statement from current and card accounts
    • * Statement of debt the servicing bank
    • * Work experience 12 months non-stop
    • * If salary is not transferred to any bank – Salary reference and the extract of the last 3 months salary statement
  2. Rent
    • * Rental agreement
    • * Last 6 months bank statement from current and card accounts
    • * Statement of debt from the servicing bank
    • * Owenrship confirmation document on the rent out premises
  3. Dividend
    • * Brief desccription of the business
    • * Extract of turnover for the last year from bank accounts
    • * Profit and loss statement
    • * Extract from the Entrepreneurial Registry
Utilize the Smart Loan and make your life easier!


If interested, please contact:
(0 32) 255 00 00, * 50 50 or visit any of our branches.
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