Salary backed loan and overdraft
| Terms and conditions of salary backed loan | |
| Credit amount | 200% - 700% of the salary |
| Credit term | 3-24 months |
| Interest rate p.a | From 20% |
| Securities | Blank; guaranty of a colleague |
| Terms and conditions of salary backed overdraft | |
| Volume of overdraft | 90% of the salary |
| Overdraft period | 12 months |
| Interest rate p.a. | From 18% |
Customer eligibility criteria:
- Minimum monthly salary – GEL 200
- Utilization of the salary program of JSC “Kor Standard Bank
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