ROYAL deposit
Royal Deposit is a form of saving deposit, which enables you use deposit amount with the plastic card on your decision.
Advantages of Royal Deposit
- Unlimited top-up and withdrawal
- Fixed high interest rate
- Accessible money for 24/7
- Cash withdrawal from KSB ATM free of charge
- Deposit opening - free
- Deposit service fee – 5 GEL monthly
- Deposit term - unlimited
- Minimum amount to open a deposit – 50 units
- Top-up/withdrawal – unlimited
- Interest accrued on deposit – at the end of each month
Annual interest rates
| Interest on fixed amount | ||
| GEL | USD | EUR |
| 7% | 5% | 4% |
| Interest on top-up withdrawed amount | ||
| GEL | USD | EUR |
| 7% | 5% | 4% |
| VISA Royal card Issuance and service tariffs |
|
| Card type | Visa Classic |
| Card validity | 2 years |
| Card currency | GEL/USD/EUR |
| Principal / supplementary card issuing | Free of charge/20 GEL |
| Reissuing of card (due to expiration or damage of card) | GEL 30 |
| Urgent Card Issuing | Card issuing + 20 GEL |
| Card placement in stop-list | free/40 USD |
| Statement from the Bank | free |
| Utility payment via ATMs | free |
| Encashment limits via Visa Royal per day |
|
| From ATMs | 5 000 GEL |
| In KOR Standard Bank | Unlimited |
| In other bank | 10 000 GEL |
| Settlement via (POS) terminal | 10 000 GEL |
| Transactions limit | 30 transactions |
| Commission for settlement and encashment via Visa Electron | |
| Cash withdrawal fee from ATM |
|
| KOR Standard Bank ATM | 0% |
| Partner Banks’ ATM | 0.7% min. 0.2 GEL |
| ATM of any other bank | 2% min. 2 USD |
| Cash withdrawal fee from the bank | |
| Kor Standard Bank - GEL | 0.2% |
| Kor Standard Bank - Foreign Currency | 0.5% |
| Kor Standard Bank Within deposited amount | 0% |
| In any other bank | 1.5% min 3 USD |
| Settlement fees | |
| Settlement via (POS) terminal | 0% |
ROYAL deposit card operations:
- Encashment from any ATM in Georgia and abroad
- Online payments
- Payments via POS-terminal at merchants
- Consumer loans loans: annual rate -1%
- Auto loans: annual rate -0.5%
- Mortgage loans: annual rate -0.25%
In case of losing of a card, immediately contact KSB: (995 32) 55 00 00 or 24-hour service: (995 32) 31 49 99 (in Georgia)
Partner Banks of KSB: Bank Republic, BTA Bank, Bank of Georgia, HSBC Bank.
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