Term Deposit

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Term Deposit will allow you to allocate the amount at the deposit throughout the pre-determined term, get the high interest rate. Accrued interest can be utilized at the end of the term, as well as on a monthly basis.
Get 3 banking products as a gift:
  • Credit card - NEXT
  • Plastic card:
    Visa Classic -  if deposit amount is between 3 000 to 10 000 units; overdraft limit can be allowed on the card;
    Visa Gold -  if the amount of deposit is more than 10 000 units and the term is minimum 12 months, overdraft limit can be allowed at the card.

  • Internet banking arrangement – DG Pass, if you wish to use the internet banking with DG pass. (Internet banking with DG pass service commission fee is fixed as per the current rates in the bank).
TERMS AND CONDITIONS OF DEPOSIT:
  • Account opening - free of charge
  • Deposit term - from 3 months up to 24 months
  • Deposit currency - GEL, USD and EUR
  • Minimal Installment: 500 units
  • It is not allowed to augment the deposit amount
  • Utilization of the accrued interest is allowed on a monthly basis or at the end of term
  • In case of violating the term of time and growing deposit, 0% interest should be accrued to the deposit amount, if the mentioned violation takes place in one calendar month from the day of deposit opening;In case of violating the term of time and growing deposit, interest profit of savings deposit of the bank existing for the moment of period violation should be accrued to the deposit amount if the mentioned violation takes place after one months from the day of deposit opening.

  • Annual interest rate in GEL: 
Months
 Interest rate withdrawal
At the end of the term
Monthly
In advance
3
9.25%
8.75%
8.25%
4
9.25%
8.75%
8.25%
5
9.25%
8.75%
8.25%
6
10.25%
9.75%
9.25%
7
10.25%
9.75%
9.25%
8
10.25%
9.75%
9.25%
9
11.00%
10.50%
10.00%
10
11.00%
10.50%
10.00%
11
11.00%
10.50%
10.00%
12
11.75%
11.25%
10.00%
13
11.75%
11.25%
10.00%
14
11.75%
11.25%
10.00%
15
11.75%
11.25%
10.00%
16
11.75%
11.25%
10.00%
17
11.75%
11.25%
10.00%
18
11.75%
11.25%
10.00%
19
11.75%
11.25%
10.00%
20
11.75%
11.25%
10.00%
21
11.75%
11.25%
9.75%
22
12.00%
11.50%
9.75%
23
12.00%
11.50%
9.75%
24
12.50%
12.00%
9.75%

  • Annual interest rate in USD: 
Months
Interest rate withdrawal
At the end of the term
Monthly
In advance
3
5.50%
5.00%
4.50%
4
5.50%
5.00%
4.50%
5
5.50%
5.00%
4.50%
6
6.50%
6.00%
5.50%
7
6.50%
6.00%
5.50%
8
6.50%
6.00%
5.50%
9
7.00%
6.50%
6.00%
10
7.00%
6.50%
6.00%
11
7.00%
6.50%
6.00%
12
7.50%
7.00%
6.00%
13
7.50%
7.00%
6.00%
14
7.50%
7.00%
6.00%
15
7.50%
7.00%
6.00%
16
7.50%
7.00%
6.00%
17
7.50%
7.00%
6.00%
18
7.75%
7.25%
6.25%
19
7.75%
7.25%
6.25%
20
7.75%
7.25%
6.25%
21
7.75%
7.25%
6.25%
22
7.75%
7.25%
6.25%
23
7.75%
7.25%
6.25%
24
8.00%
7.50%
6.50%

  • Annual interest rate in EUR:
Months
Interest rate withdrawal
At the end of the term
Monthly
In advance
3
4.75%
4.25%
3.75%
4
4.75%
4.25%
3.75%
5
4.75%
4.25%
3.75%
6
5.75%
5.25%
4.75%
7
5.75%
5.25%
4.75%
8
5.75%
5.25%
4.75%
9
6.25%
5.75%
5.25%
10
6.25%
5.75%
5.25%
11
6.25%
5.75%
5.25%
12
6.75%
6.25%
5.75%
13
6.75%
6.25%
5.75%
14
6.75%
6.25%
5.75%
15
6.75%
6.25%
5.75%
16
6.75%
6.25%
5.75%
17
6.75%
6.25%
5.75%
18
7.00%
6.50%
6.00%
19
7.00%
6.50%
6.00%
20
7.00%
6.50%
6.00%
21
7.00%
6.50%
6.00%
22
7.00%
6.50%
6.00%
23
7.00%
6.50%
6.00%
24
7.25%
6.75%
5.75%


If interested, please contact: (0 32) 255 00 00, * 50 50 or visit any of our branches.
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