Term Deposit

Term Deposit will allow you to allocate the amount at the deposit throughout the pre-determined term, get the high interest rate. Accrued interest can be utilized at the end of the term, as well as on a monthly basis.
Get 2 banking products as a gift:
  • Plastic card:
    Visa Classic -  if deposit amount is between 3 000 to 10 000 units; overdraft limit can be allowed on the card;
    Visa Gold -  if deposit amount is 10,000 units or more; overdraft limit can be allowed on card;
  • Internet banking arrangement – DG Pass, if you wish to use the internet banking with DG pass. (Internet banking with DG pass service commission fee is fixed as per the current rates in the bank).
TERMS AND CONDITIONS OF DEPOSIT:
  • Account opening - free of charge
  • Deposit term - from 3 months up to 24 months
  • Deposit currency - GEL, USD and EURO
  • Minimal Installment: 500 units
  • It is not allowed to augment the deposit amount
  • Utilization of the accrued interest is allowed on a monthly basis or at the end of term
  • In case of breaching the deposit, the following interest rate will be accrued on it: 4% in GELs; 3% in USDs; 2% in EUROs  

IN CASE OF WITHDRAWAL OF ANNUAL INTEREST RATE AT THE END OF THE TERM:
TERM OF DEPOSIT (MONTHS) GEL USD EURO
3 8.25% 6.50% 6.00%
4 8.75% 7.00% 6.25%
5 9.25% 7.50% 6.50%
6 9.25% 8.00% 6.75%
7 9.25% 8.25% 7.25%
8 9.50% 8.50% 7.75%
9 10.25% 8.75% 8.00%
10 10.25% 8.75% 8.25%
11 10.25% 8.75% 8.50%
12 11.50% 9.50% 9.00%
13-17 11.50% 9.50% 9.50%
18-23 12.75% 9.75% 9.50%
24 13.00% 10.00% 9.50%

IN CASE OF WITHDRAWAL OF ANNUAL INTEREST RATE ON A MONTHLY BASIS (IN ALL THE CURRENCIES 0.50% IS DEDUCTED):
TERM OF DEPOSIT (MONTHS) GEL USD EURO
3 7.75% 6.00% 5.50%
4 8.25% 6.50% 5.75%
5 8.75% 7.00% 6.00%
6 8.75% 7.50% 6.25%
7 8.75% 7.75% 6.75%
8 9.00% 8.00% 7.25%
9 9.75% 8.25% 7.50%
10 9.75% 8.25% 7.75%
11 9.75% 8.25% 8.00%
12 11.00% 9.00% 8.50%
13-17 11.00% 9.00% 9.00%
18-23 12.25% 9.25% 9.00%
24 12.50% 9.50% 9.00%


If interested, please contact: (8 22) 55 00 00, or visit any of our branches.
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