ROYAL deposit
For more comfort KSB Bank offers you simple way to deposit money on the current or plastic card account. Visit the nearest quick payment machine (OSMP or NOVA) and through the simple procedure deposit money on your or your friends' accounts.
Detailed information >>>
Detailed information >>>
Royal Deposit is a form of saving deposit, which enables you use deposit amount with the plastic card on your decision.
Advantages of Royal Deposit
- Unlimited top-up and withdrawal
- Fixed high interest rate
- Accessible money for 24/7
- Cash withdrawal from KSB Bank's ATM free of charge
- Deposit opening - free
- Deposit service fee – 5 GEL per month
- Deposit term - unlimited
- Minimum amount to open a deposit – 50 units
- Top-up/withdrawal – unlimited
- Interest accrued on deposit – at the end of each month
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Annual interest rates |
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INTEREST ON FIXED AMOUNT |
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GEL |
USD |
EUR |
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7% |
5% |
4% |
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INTEREST ON TOP-UP WITHDRAWN AMOUNT |
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GEL |
USD |
EUR |
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VISA Royal card Issuance and service tariffs |
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Card type |
Visa Classic |
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Card validity |
2 years |
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Card currency |
GEL/USD/EUR |
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Principal / supplementary card issuing |
Free of charge/20 GEL |
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Reissuing of card (due to damage of card) |
GEL 30 |
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Urgent Card Issuing |
Card issuing + 20 GEL |
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Card placement in stop-list |
Local |
Free |
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International |
USD 40 |
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Statement from the Bank |
Free |
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Appeal on the transactions made by card |
USD 15 |
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Commission for service of the returned funds of the operation performed abroad through terminals or transferred from the internet sites |
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2% |
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Encashment limits via Visa Royal per day |
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From ATMs |
GEL 5,000 |
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In KSB Bank |
Unlimited |
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In other bank |
GEL 10,000 |
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Settlement via (POS) terminal |
GEL 10,000 |
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Transactions limit |
30 transactions |
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Commission for settlement and encashment via Visa Royal |
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Cash withdrawal fee from ATM |
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KSB Bank's ATM |
0% |
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Partner Banks’ ATMÝ |
0.7% min. GEL 0.2 |
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ATM of any other bank |
2% min. USD 2 |
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Cash withdrawal fee from the bank |
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KSB Bank - GEL |
0.2% |
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KSB Bank - Foreign Currency |
0.5% |
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KSB Within deposited amount |
0% |
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In any other bank |
1.5% min USD 3 |
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Settlement fees |
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Settlement via (POS) terminal |
0% |
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None authorized overdraft (per day) |
0.5% | |
Ý Partner bank of KSB Bank: Liberty Bank
VISA plastic cardholders can transfer money to any other VISA plastic cardholders via ATM
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Transfer of funds from card to card (through ATM) |
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Commission fee for transfer of funds through ATM |
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Currency |
GEL, USD, EUR |
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Transfer from to KSB Bank's card |
0.1% min. GEL 0.5 |
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Transfer from to VISA card of any bank (Georgian and foreign banks) ÝÝ |
0.5% min. USD 3 |
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Transfer limits |
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Single limit for transfer |
GEL 5,000 |
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Daily limit for transfer |
GEL 10,000 |
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general terms and rates of the cards and banking service
ROYAL card operations:
- Withdraw money from the deposit from any ATM in the world
- Utility payments
- Online payments
- Purchase goods and services at merchants
- Transfer money to other VISA plastic card via ATM
- Consumer loans loans: annual rate - 1%
- Auto loans: annual rate - 0.5%
- Mortgage loans: annual rate - 0.25%
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