ROYAL deposit

For more comfort KSB Bank offers you simple way to deposit money on the current or plastic card account. Visit the nearest quick payment machine (OSMP or NOVA) and through the simple procedure deposit money on your or your friends' accounts.
Detailed information >>>

Royal Deposit is a form of saving deposit, which enables you use deposit amount with the plastic card on your decision.

Advantages of Royal Deposit
  • Unlimited top-up and withdrawal
  • Fixed high interest rate
  • Accessible money for 24/7
  • Cash withdrawal from KSB ATM free of charge
Conditions of the deposit:
  • Deposit opening - free
  • Deposit service fee – GEL 5 per month 
  • Deposit term - unlimited
  • Minimum amount to open a deposit – 50 units 
  • Top-up/withdrawal – unlimited
  • Interest accrued on deposit – at the end of each month
Annual interest rates

Interest on fixed amount
GEL USD EUR
7% 5% 4%
Interest on top-up withdrawed amount
GEL USD EUR
7% 5% 4%
 
 

VISA Royal card Issuance and service tariffs
Card type Visa Classic
Card validity 2 years
Card currency GEL/USD/EUR
Principal / supplementary card issuing Free of charge/20 GEL
Reissuing of card (due to damage of card) GEL 30
Urgent Card Issuing Card issuing + 20 GEL
Card placement in stop-list free/USD 40 
Statement from the Bank free 
Appeal on the transactions made by card  USD 15
Commission for service of the returned funds of the operation performed abroad through terminals or transferred from the internet sites.
 2%

Encashment limits via Visa Royal per day
From ATMs GEL 5,000
In KSB Unlimited
In other bank GEL 10,000
Settlement via (POS) terminal GEL 10,000
Transactions limit 30 transactions

Commission for settlement and encashment via Visa Royal
Cash withdrawal fee from ATM
KSB  ATM 0%
Partner Banks’ ATM  0.7% min. GEL 0.2
ATM of any other bank 2% min. USD 2
Cash withdrawal fee from the bank
KSB  - GEL 0.2%
KSB  - Foreign Currency 0.5% 
KSB Within deposited amount 0%
In any other bank 1.5% min USD 3
Settlement fees
Settlement via (POS) terminal 0%
 
NEWS!
VISA plastic cardholders can transfer money to any other VISA plastic cardholders via ATM

Transfer of funds from card to card(through ATM)
Commission fee for transfer of funds through ATM
Currency GEL, USD, EUR
Transfer from KSB card to KSB card 0.1% min. GEL 0.5
Transfer from KSB card to VISA card of any bank (Georgian and foreign banks) * 0.5% min. USD 3
Transfer limits
Single limit for transfer GEL 5,000
Daily limit for transfer GEL 10,000

* Except for the cards issued by the American banks.

 General terms and rates of the cards

ROYAL deposit card operations:

  • Encashment from any ATM in Georgia and abroad
  • Online payments
  • Payments via POS-terminal at merchants
ROYAL deposit holders are entiteled to simplified credit 
  • Consumer loans loans: annual rate -1%
  • Auto loans: annual rate - 0.5%
  • Mortgage loans: annual rate - 0.25%
 Bonuses: 
In case of losing of a card, immediately contact KSB: (995 32) 255 00 00, * 50 50 or 24-hour service: (995 32) 255 55 00 (in Georgia)

Partner Bank of KSB: Liberty Bank

If interested, please contact: (0 32) 255 00 00, * 50 50 or visit any of our branches.
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