Consumer loans
Promotion! From17 April to 31 May – consumer loan only for 14%!
KSB Bank offers consumer loans for various purposes: travel financing, electrical equipment, furniture or any other product purchase, housing renovation
| Terms and Conditions of Blank Consumer loans | ||
| Loan Amount | Minimum |
GEL 500; USD 300; EURO 200 |
| Maximum |
GEL 10,000; USD 6,000; EURO 4,000 |
|
| Rate of Interest | 14% | |
| Loan Duration | Minimum |
3 months |
| Maximum |
36 months | |
| Minimum volume of Income |
GEL 500 (equivalent in USD or EURO) | |
| Guarantor | Person, whose income is transferred to any commercial bank operating in Georgia | |
| Loan comission fees |
1% - for the employees involved
with the pay-roll projects |
|
| 2% - for the other borrowers
|
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In order to receive the loan with collateral, it is not necessary, that your income should be transferred to any bank.
| Terms and Conditions of Secured Consumer loans | ||
| Loan Amount | Minimum |
GEL 500; USD 300; EURO 200 |
| Maximum |
GEL 50,000 ; USD 30,000 ; EURO 20,000 |
|
| Rate of Interest | 14% | |
| Loan Duration | Minimum |
3 months |
| Maximum |
60 months | |
| Minimum volume of Income |
GEL 350 (equivalent in USD or EURO) | |
| Security | Real estate or movable property (car) | |
| Loan comission fees | 1% - for the employees involved with the pay-roll projects | |
| 2% - for the other borrowers
|
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- Age - from 21 to 65 years
- Work experience 12 months non-stop
- ID Card
- Income confirmation documents
- Extract of the proposed property for security from the public registry
- Additional documentation in consideration of the source of income (salary, rent, dividend)
- Salary
- * Salary statement
- * If salary is not transferred to any bank – Salary reference and the extract of the last 3 months salary statement
- Rent
- * Rental agreement
- * Ownership confirmation document on the rent out premises
- Dividend
- * Brief description of the business
- * Extract of turnover for the last year from bank accounts
- * Profit and loss statement
- * Extract from the Entrepreneurial Registry
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