Consumer loans
| Consumer loans | |
| Loan Amount | 500 - 30,000 USD |
| Loan Duration | 3 - 60 month |
| Rate of Interest | From 18% |
| Income amount | Salary – 400 USD Rent – 400 USD Dividend – 600 USD |
| Securities |
Car/Real estate |
For deposit security, the annual interest rate is the annual deposit rate + 4%; the loan repayment schedule is drawn up by request of the customer.
Potential Customer Guarantee Criteria:
- Age - from 21 to 65 years
- Source of income - business revenues; fixed monthly income; rent
- Minimum average monthly income - equivalent of 200 USD
List of the documents to be PRESENTED by Potential Customer:
- Copy of ID
- If a bank account is held, the bank notice of no liability and/or statement of account
- Labour contract (for the loan term desired)
- Salary notice
- If the source of income is rent - immovable/movable property lease agreement (notarized)
- Letter of reference from the employer
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