Second-hand car
- Loan for secondhand car
- Loan for second-hand car of different brand in “Car Rent and Trading Company”
News! - In order to receive the loan, it is not necessary, that your income should be transferred to any bank.
Loan for secondhand car
| Loan Conditions | ||
| Loan amount | Minimum | USD 2,000; EURO 1,400 |
| Maximum | USD 50,000; EURO 35,500 | |
| Interest rate | 14% | |
| Loan term | Minimum | 3 Months |
| Maximum | 72 Months | |
| Purpose of loan | Purchase of second-hand car | |
| Income amount | Salary – GEL 350 Rent – GEL 350 Dividend – GEL 350 |
|
| Securities | Purchased car or real estate | |
| Contribution | From 30% in case of car as a security 0% - in case of real estate as a security |
|
| Loan comissin fee | 1%- 2%, minimum USD 25/ EURO 20 | |
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Loan for second-hand car of different brand in “Car Rent and Trading Company”
| Loan Conditions | ||
| Loan amount | Minimum | USD 2,000; EURO 1,400 |
| Maximum | USD 50,000 ; EURO 35,500 | |
| Interest rate | From 18% | |
| Loan term | Minimum | 3 Months |
| Maximum | 60 Months | |
| Purpose of loan | Purchase of second-hand car | |
| Income amount | Salary – GEL 350 Rent – GEL 350 Dividend – GEL 350 |
|
| Securities | Purchased car or real estate | |
| Contribution |
0% - in case of real estate as a security In case of 30% contribution, loan is disbursed without income confirmation documents. |
|
| Loan comission fee | 1%- 2%, minimum USD 25/ EURO 20 | |
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List of documents required for receiving an Auto Loan
- ID Card
- Car invoice (in case of purchasing from auto house)
- Registration certificate (in case of purchasing from individual person)
- Income confirmation documents
- Salary/rent:
- * Documents certifying the income/rent agreement
- * The bank extract from the current and card account
- * Statement of debt from the servicing bank
- * If salary is not transferred to any bank – Salary reference and the extract of the salary statement
- Dividend
- * Extract of turnover for the last year from bank accounts
- * Profit and loss statement
- * Extract from the Public Registry (with founders structure)
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